:root{
  --navy:#133A5C; --navy-deep:#0E2C46; --navy-soft:#1B4870;
  --caramel:#C39A63; --caramel-dark:#AD8149; --caramel-glow:#d9b585;
  --sand:#EFECE4; --gray-light:#E6E5E1;
  --ink:#1E2429; --muted:#5C6670; --white:#ffffff;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Manrope',system-ui,sans-serif;color:var(--ink);background:var(--white);line-height:1.7;font-size:16px;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:'Saira Extended','Manrope',sans-serif;line-height:1.22;color:var(--navy)}
h1{font-size:clamp(1.7rem,4vw,2.3rem);font-weight:700;margin-bottom:10px}
h2{font-size:clamp(1.1rem,2.2vw,1.32rem);font-weight:700;margin:38px 0 12px}
h3{font-size:1.02rem;font-weight:600;margin:20px 0 8px;color:var(--ink)}
p,li{margin-bottom:14px;color:var(--ink);font-size:.98rem}
ul,ol{padding-left:22px;margin-bottom:14px}
a{color:var(--caramel-dark);text-decoration:underline;text-underline-offset:2px}
a:hover{color:var(--navy)}
strong{color:var(--navy)}
img{max-width:100%;display:block}

.topbar{position:sticky;top:0;z-index:20;background:rgba(14,44,70,.96);backdrop-filter:blur(8px);border-bottom:1px solid rgba(195,154,99,.22)}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;height:64px;max-width:840px;margin:0 auto;padding:0 22px}
.topbar img{height:24px}
.topbar a.back{font-family:'Saira Extended',sans-serif;font-size:.76rem;font-weight:600;letter-spacing:.03em;color:#dbe6f1;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.topbar a.back:hover{color:var(--caramel-glow)}

main{max-width:760px;margin:0 auto;padding:clamp(40px,6vw,64px) 22px 72px}
.updated{display:inline-block;font-family:'Saira Extended',sans-serif;font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;color:var(--caramel-dark);background:var(--sand);padding:6px 12px;border-radius:20px;margin-bottom:22px}
.lead{color:var(--muted);font-size:1.02rem;margin-bottom:30px}
hr{border:none;border-top:1px solid var(--gray-light);margin:34px 0}

.callout{background:var(--sand);border-left:4px solid var(--caramel);border-radius:8px;padding:16px 20px;margin:18px 0;font-size:.94rem;color:var(--ink)}
.callout strong{color:var(--caramel-dark)}

footer{background:var(--navy-deep);color:#9fb3c6;padding:34px 22px;text-align:center;font-size:.82rem}
footer .wrap{max-width:760px;margin:0 auto}
footer img{height:26px;margin:0 auto 14px}
.legal-nav{display:flex;gap:8px 18px;flex-wrap:wrap;justify-content:center;margin:14px 0;font-size:.85rem}
footer a{color:#c7d6e5;text-decoration:none}
footer a:hover{color:var(--caramel-glow)}
.fine{font-size:.76rem;color:#6f8298;margin-top:14px}